Home insurance: get an online quote for your insurance policy

The cost of home insurance varies depending on factors such as property value, the cover included, location and the level of risk. On average, a basic policy can start from a few dozen euros a month, whilst more comprehensive options cost more. The most accurate way to find out the price is to request a personalised quote.

There is no one ‘best’ insurance policy that suits everyone: it depends on each person’s individual needs. The ideal policy strikes a balance between cover, limits and price, adequately protecting both the property and its contents. Comparing several quotes helps you find the option that best suits your needs.

Home insurance can include a range of coverages, such as fire, explosion, theft, adverse weather conditions, water damage, third-party liability and immediate assistance in the event of domestic emergencies. The cover can be tailored to protect both the property itself and the contents within it.

Home insurance is not required by law. However, it does become necessary when purchasing a property with a mortgage: in this case, the bank requires at least a policy against fire and explosion. Even where there is no legal obligation, insuring your home is advisable to protect your assets and avoid unexpected costs.